Personal Insurance

From everyday protection to unexpected events, our personal insurance plans keep you and your family financially secure no matter what life brings.

Accurate Insurance Solutions » Personal Insurance

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Protection for Life’s What-Ifs

From your car to your home, your belongings to your family’s future, Accurate Insurance Solutions makes it easy to get the right protection at the right price. As an independent agency, we shop multiple carriers to find coverage that fits your needs and budget—giving you peace of mind every day.

Types of Personal Insurance

Automobile Insurance

Drive with confidence knowing you, your passengers, and your vehicle are protected.

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Our auto insurance policies are designed to save you money while covering potential losses from accidents. Coverage options include:

  • Medical Injury Protection
  • Bodily Injury Liability
  • Collision & Comprehensive
  • Property Damage
  • Uninsured Motorist
  • And more

Whether you’re on the road every day or just occasionally, we’ll help you choose the right plan to keep you protected.

Homeowners Insurance

Your home is one of your biggest investments—protect it with coverage built for your unique needs.

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We compare rates from both local and national carriers to bring you the best options. Typical protection includes:

  • Structural damage
  • Personal possessions
  • Living expenses if your home becomes uninhabitable
  • Liability situations

No two homes are alike, and neither should their insurance policies be. We tailor coverage to fit your home and lifestyle.

Flood Insurance

Protect your home and belongings from unexpected storm surges, heavy rains, and rising waters with reliable flood insurance.

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Flooding can happen anywhere—even in low-risk zones. Standard homeowners insurance typically doesn’t cover flood damage, but we offer both:

  • Standard Flood Policies (NFIP): For communities participating in the National Flood Insurance Program.
  • Preferred Risk Policies: Affordable options for homes in low-to-moderate risk areas.

Stay protected from heavy rains, storm surges, and drainage issues that can cause costly damage.

Renters Insurance

Safeguard your personal belongings and peace of mind with renters insurance that covers theft, damage, and unexpected living expenses.

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If you rent, don’t assume the building’s insurance covers your belongings—it doesn’t. Our renters policies protect against:

  • Theft and property damage
  • Personal liability
  • Additional living expenses if your unit becomes uninhabitable
  • Certain lawsuits, depending on your policy

Our experts will help you identify risks and select the right coverage, so you’re never left unprotected.

Umbrella Insurance

Extend your protection beyond standard policies with umbrella insurance that shields your assets from costly lawsuits and unforeseen liabilities.

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When your standard policies reach their limits, umbrella coverage steps in. For a low cost, umbrella insurance provides extra protection against large liability claims, such as:

  • Serious accidents at your home
  • Multi-car accidents exceeding auto policy limits
  • Costly lawsuits

This affordable layer of protection safeguards your assets and your peace of mind.

Protect what matters most.

Get your free quote today and let Accurate Insurance Solutions design a personal insurance plan that fits your life.
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